As far more on the web outlets begin using tech companies like Klarna or Clearpay to provide “invest in now, spend later on” alternatives at the checkout, some MPs are fearful individuals could be tempted into spending a lot more than they can genuinely afford to pay for.
They want the authorities to tighten up on the industry.
BBC political correspondent Helen Catt explores the good reasons persons are slipping in to financial debt.
Video clip by Nick Raikes and Bex Bailey